TC TradeCaliper

Cash-Secured Put Calculator

Return on cash, annualized yield, premium income, and your effective buy price if assigned.

Return
3.00%
Annualized
36.50%
Premium income
$150.00
Cash required
$5,000.00
If assigned, your effective purchase price (break-even) is $48.50.

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How to use it

Enter the put strike you’re selling, the premium per share, the number of contracts, and days to expiration. The calculator returns your return on the cash collateral, the annualized version, the premium income in dollars, the cash required, and your effective purchase price if assigned.

The math

return = premium ÷ strike, annualized = return × 365 ÷ days, and effective buy price = strike − premium. Selling a $50 put for $1.50 over 30 days is a 3% return on collateral (36.5% annualized), collects $150 per contract against $5,000 of cash, and sets your break-even at $48.50.

TradeCaliper is a planning and education tool, not financial advice.

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Frequently asked questions

How is cash-secured put return calculated?

Divide the premium you collect by the strike price to get the return on the cash you set aside as collateral. Annualizing it (× 365 ÷ days) makes trades of different lengths comparable. This is the return if the put expires worthless and you keep the premium.

How much cash does a cash-secured put require?

The strike price times 100 per contract — that’s the cash you set aside to buy the shares if you’re assigned. A $50 strike requires $5,000 per contract in collateral.

What is my effective purchase price if assigned?

The strike minus the premium you collected. That’s your breakeven and effectively what you pay per share if the put is assigned — often below where the stock trades today, which is the appeal.

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